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Answers to common questions about small business funding, approval requirements, and how SMB Capital Funding works.
Check Your Funding Options →No hard credit pull · Same-day decisions · Direct lender
SMB Capital Funding is a DBA of SMB Capital Funding. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit.
“Applied for a loan for my nail salon and it was pretty straightforward. They picked up when I called and didn't rush me off the phone.”
“Fast. Done.”
“SMB Capital Funding got my food truck funded in about two days. Maria on the phone was patient with all my questions about the daily payments.”
Most applications are reviewed within 24 hours. With complete bank statements, many your area merchants receive same-day approval and funding.
We consider all credit profiles. Our decisions are primarily revenue-based — your monthly business deposits matter more than your credit score.
Funding amounts range from $5,000 to $500,000 based on your monthly revenue and business performance.
Typically 3-4 months of business bank statements and a completed application. No tax returns required for most programs.
