Terms of Service

Effective Date: January 1, 2025

Welcome to SMB Capital Funding. By accessing or using our website at smbcapitalfunding.net, you agree to the following terms and conditions.

1. Services

SMB Capital Funding is a direct business lender providing working capital, revenue-based financing, equipment financing, and lines of credit to qualified businesses in the United States. All funding is subject to underwriting approval and verification of submitted documentation.

2. Eligibility

To apply for funding, your business must operate in the United States and maintain an active business bank account. Approval is based on business revenue, deposit history, and other underwriting criteria — not solely on personal credit score.

3. Application & Documentation

Submitting an application does not guarantee approval or funding. All information provided must be accurate and complete. Required documents typically include three to four months of business bank statements and a valid government-issued ID.

4. Privacy

We take your privacy seriously. Personal and financial information submitted through our website is handled in accordance with our Privacy Policy. We do not sell your personal information to third parties.

5. Website Use

You may use this website for lawful purposes only. You agree not to:

• Submit false or misleading information
• Attempt to interfere with the operation of the website
• Use automated tools to scrape or collect data from the site

6. No Guarantee

Nothing on this website constitutes a guarantee of funding, specific terms, or approval. All offers are subject to underwriting review and final verification. SMB Capital Funding is not a bank, broker, or licensed financial advisor.

7. Intellectual Property

All content on this website — including text, logos, images, and design — is the property of SMB Capital Funding and may not be reproduced without written permission.

8. Limitation of Liability

SMB Capital Funding is not liable for any damages arising from your use of this website or reliance on information provided here. Funding decisions are made based on the specific details of each application.

9. Changes to Terms

We may update these terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

10. Contact

For questions about these terms, contact us at (786) 882-6114 or visit our contact page.