Multiple daily debits from different funders are compounding your cost of capital. We consolidate everything into one payment at better terms — and the math speaks for itself.
A funding specialist is dialing from (786) 882-6114. Please answer.
Miami-Dade County has over 280,000 active businesses, and thousands carry stacked positions from multiple funders. When you took that first advance it made sense. When you stacked a second to cover a gap, you were solving a problem. But now, with $600, $800, or $1,200 leaving your account every single business day, the math no longer works. Consolidation fixes the math.
We break down exactly what you are paying today across all positions vs. what your single consolidated payment would be. No hidden fees.
We wire payoffs directly to your existing funders. Your old positions close out. You start clean with one agreement.
Most consolidation deals include additional working capital above the payoff amounts — cash you can use immediately.
Consolidation is based on business bank deposits and revenue history. No hard credit pull, no impact on your personal score.
Here is a real-world example of how consolidation works for a Miami business owner carrying two existing positions:
Position 1: $40,000 advance — $520/day payment — 14 weeks remaining
Position 2: $25,000 advance — $380/day payment — 11 weeks remaining
Total daily cost: $900/day = $18,000/month leaving your account
After consolidation: One payment of $540/day — 18 weeks
Monthly savings: $7,200+ — plus additional working capital funded
The numbers above are illustrative, but the structure is exactly how our underwriting team approaches every consolidation. We calculate your current total daily obligation, negotiate payoffs with your existing funders, and structure a single replacement agreement with a payment your business can sustain.
From first contact to funded, most Miami consolidation deals close within 24 to 48 hours. Here is the process:
There is no application fee, no upfront cost, and no obligation. If the consolidation numbers do not work in your favor, we will tell you — we do not push deals that do not make mathematical sense for the business owner.
We work with business owners across every neighborhood and business corridor in Miami-Dade:
No matter where in Miami-Dade you operate, if you are carrying multiple positions and want to consolidate into one lower payment, we can help.
SMB Capital Funding is a DBA of CHC Capital Group. NMLS 1695752. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit. The consolidation example above is illustrative only and does not guarantee specific savings.
Stacked positions? Consolidate into one lower payment today.
Apply Now — No Credit Pull