Daily ACH debits eating your cash flow before you can cover payroll, rent, or inventory? We restructure your payments to weekly or bi-weekly — so your business can breathe again.
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Miami's economy is seasonal, unpredictable, and expensive. A daily ACH debit that felt manageable during Art Basel season or spring break tourism becomes a chokehold during the slower months of August through October. Your payment should match your revenue cycle — not punish you on slow days.
Restructure your payments from 5 daily debits to 1 weekly payment. That means 4 out of 5 business days with no ACH debit hitting your account.
Payment relief often includes a reduction in the total payment amount, not just the frequency. Less money leaving, more staying.
With daily debits gone, your deposits stay in your account long enough to cover the obligations that actually keep your doors open.
Relief qualification is based on your business deposits and revenue trends. We review bank statements, not credit reports.
Every business day, an ACH debit hits your bank account before you can deposit, pay staff, or cover supplier invoices. For many Miami business owners, the daily payment was set up during a time of urgency — a slow season, an unexpected expense, or a growth opportunity that needed immediate capital. But now that daily withdrawal has become a permanent drag on your cash flow.
The impact is worse than just the dollar amount. Daily debits create a psychological burden — you are checking your bank balance every morning, calculating whether today's deposits will cover tomorrow's debit, and making decisions based on short-term survival instead of long-term growth. Payment relief breaks that cycle.
In a city where commercial rent can run $3,000 to $8,000/month for a small storefront and minimum wage is climbing every year, daily payment obligations can be the difference between thriving and barely surviving. Relief gives your business room to operate.
Our process is designed to get you relief quickly — most Miami business owners are funded within 24 to 48 hours:
There is no application fee and no obligation. If the numbers do not work in your favor, we tell you directly.
Miami's economy is uniquely diverse, and daily payment relief applies to every industry. Here are the sectors we work with most often:
Miami's 12,000+ restaurants face extreme seasonality. Daily debits during slow summer months can wipe out operating capital. We restructure to match your revenue cycle.
Tour operators, event venues, and entertainment businesses in Miami Beach and Wynwood see revenue spikes and dips. Weekly payments smooth the cash flow impact.
South Florida's construction boom means contractors carry heavy payroll between milestone payments. Relief keeps your crews paid while you wait on draws.
Practices in Kendall, Aventura, and Coral Gables deal with insurance reimbursement delays. Daily debits drain accounts before insurance payments arrive.
Brick-and-mortar and online retailers in Hialeah, Doral, and the Design District need inventory capital. Daily debits prevent restocking during peak demand.
Trucking and freight companies near MIA and PortMiami carry fuel and maintenance costs. Payment relief keeps rigs on the road instead of in the yard.
SMB Capital Funding is a DBA of CHC Capital Group. NMLS 1695752. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit. Payment frequency restructuring subject to underwriting approval and may not be available for all positions.
Tired of daily debits? Get payment relief today.
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