Working capital, lines of credit, and term loans built for business owners who need speed over paperwork. Direct lender. No collateral. Approvals based on revenue.
Check your phone for a text from our team.
If any of these sound like your month, we can probably help:
Payroll, rent, and supplier payments hit before your customer's check clears. A line of credit covers the gap instead of stressing the business.
You've got the demand, the team, the contracts — but scaling means fronting inventory, hiring, or equipment. Working capital turns "if we had the money" into a yes.
Traditional banks take 60 days and still want collateral. We're a direct lender. We approve on revenue and bank-statement health, not credit theater.
Direct lender. No broker middle-layer. Approvals based on revenue, not credit score alone.
Revolving capital drawn as you need it. Pay interest only on what you use. Ideal for inventory cycles and seasonal revenue gaps.
$25K – $500KTraditional LOC for businesses with 2+ years of bank history. Lower cost, same-day draws once approved.
$50K – $1MOne-shot capital for expansion, acquisition, or a specific growth lever. Fixed payment, 6–36 month terms.
$25K – $2MFund the machine, vehicle, or setup without touching cash reserves. Equipment secures the loan, not your personal assets.
Up to $5MIndustries, revenue sizes, and use cases we see every week:
The real ones, before you fill out the form.
$10K/month is the floor for our working-capital programs. $25K+ unlocks the flex line. $100K+ puts you in line-of-credit territory with better economics. No minimum credit score — we underwrite the business, not you.
Same day if your 3 most recent bank statements are ready when you apply. Average turnaround is 24 hours. If you need money tomorrow, start the form now.
Every offer shows you one number: the total dollars you pay back, the term, and the daily/weekly payment. No hidden surprises. If the math doesn't make sense for your business, don't take the capital — our underwriters will tell you.
Yes, depending on balance and bank-statement health. We'll either add a position, consolidate, or structure a payoff into the new deal. Reply to the text you'll get after submitting and we'll walk through it.
No. Initial review is a soft inquiry only. A hard pull happens only if you accept a specific offer and move to funding — and you see it coming before it happens.
Ready to get funded?
Apply Now