Bank Statement Funding — Simple & Fast
Traditional banks in Irvine want tax returns, profit & loss statements, and a 700+ credit score. We don't. SMB Capital Funding makes decisions based on your bank statements — your actual business revenue, not paperwork from two years ago.
What We Look For
4 Months of Statements
Your most recent 4 months of business bank statements. That's the primary document we need.
$8K+ Monthly Revenue
If your business deposits at least $8,000 per month, you likely qualify for funding.
Active Business Account
A business checking account with regular deposits and activity.
Perfect for Irvine Businesses
Irvine, California has a diverse business community — and many business owners don't fit the traditional banking mold. Whether you're a newer business, have less-than-perfect credit, or simply don't want to share your tax returns, bank statement funding gets you capital based on what matters: your revenue.
We fund restaurants, contractors, trucking companies, retailers, medical practices, salons, and more across Irvine and surrounding areas.
Get Your Offer in 60 Seconds
No impact to your credit score. Takes 60 seconds.
Why SMB Capital Funding?
We've funded thousands of businesses across California. Our underwriting team looks at your revenue — not your credit score. If your business deposits $8K+/month, you likely qualify.
Call us directly: (786) 882-6114